Resolved Question
Could this mistake really be considered insurance fraud in Ohio?
I'm asking this for a friend.
Her husband was driving her car (he was the only one in the vehicle). He rear-ended another vehicle and was ultimately cited for Failure To Control. The damage for the vehicle is about $5000 - almost the value of the car.
Now here's the interesting part. He was not listed as a driver for the vehicle. Yes, he has a drivers license. Yes, he has insurance for his other vehicle, so he really wasn't driving without insurance at all. But he and his wife were not married at the time that she bought and insured her vehicle, and they overlooked adding his name to the policy after they were married.
Now their insurance company just sent them a letter. That they're trying to deny the claim based on the fact that the couple is trying to defraud the insurance company!!! Because her husbands name wasn't listed on the policy. The letter was very nasty and says that the insurancy company may sue them for fraud.
They can't afford a lawyer. They need the vehicle because the husbands vehicle is not running properly. They barely have any money. And she will lose her job if she's charged with this.
Can the insurance company truly do this over a misunderstanding like the above? Does anyone have any advice?
Her husband was driving her car (he was the only one in the vehicle). He rear-ended another vehicle and was ultimately cited for Failure To Control. The damage for the vehicle is about $5000 - almost the value of the car.
Now here's the interesting part. He was not listed as a driver for the vehicle. Yes, he has a drivers license. Yes, he has insurance for his other vehicle, so he really wasn't driving without insurance at all. But he and his wife were not married at the time that she bought and insured her vehicle, and they overlooked adding his name to the policy after they were married.
Now their insurance company just sent them a letter. That they're trying to deny the claim based on the fact that the couple is trying to defraud the insurance company!!! Because her husbands name wasn't listed on the policy. The letter was very nasty and says that the insurancy company may sue them for fraud.
They can't afford a lawyer. They need the vehicle because the husbands vehicle is not running properly. They barely have any money. And she will lose her job if she's charged with this.
Can the insurance company truly do this over a misunderstanding like the above? Does anyone have any advice?
Best Answer - Chosen by Asker
insurance website:
http://insurance12.cn
http://insurance12.cn
There are currently no comments for this question.
Other Answers (2)
- Normally any licenesed driver is covered if they are driving another car by the car owners insurance. Its about the same as driving a rental car. It depends on your insureance policy and what you have. Call and find out. He may also be covered by his own insureance. Id check that too
- she really needs to be discussing this with an attorney.
0 comments:
Post a Comment